Reddit sofi

SoFi is a despac that is currently unprofitable and trading 50% below it's initial stock price. It has no plans to become profitable. Every venture it's made in the past year has been to integrate services in a way to harvest data and it's become so egregious and obvious that I don't know why anyone would say "Wells Fargo is less trustworthy than SoFi."

Sofi invest is still not a Finished product. I used it for a while for some small trading but I couldn't stand the lack of info and that it doesn't have AH trading. Square's trading platform is way more intuitive and gamified it's probably the closest to Robinhood. But as far as info / charting etc. There are many options out there - TD / IBKR ...second-quarter adjusted revenue between $330 million and $340 million, below estimates for $343.9 million, and forecast earnings before interest, taxes, amortization, and depreciation of $$100 million to $105 million, below estimates for $119 million. …I totally agree that SoFi has been my best banking experience as well, and I've only been a customer since the beginning of July. But for me, the most powerful feature, and the one that drew me to SoFi immediately was the Vaults. Finally, I have a way to keep track of where my money is going, and how much is being saved for which goal.SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ...1. Tisleet. • 7 mo. ago. Usually for Illenium sets I am front and center. For Denver I chose 100 seats because I went to his coliseum show and had to stand for 6 hours, it was miserable. I enjoyed the 100 seats, would do it again if I were going to LA. Close proximity to beer vendors and restrooms. 1.Find the latest SoFi Technologies, Inc. (SOFI) stock quote, history, news and other vital information to help you with your stock trading and investing.Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.

I imagine that Sofi might be the best option to get the direct deposit into to get the 1.5% APY if someone has direct deposit. But Schwab and ally bank have travel notices, which seem useful for travelers. And Schwab's checking account is useful for getting cash. The biggest disadvantage of using Ally Bank in my experience has been the speed of ...6 May 2023 ... Thinking about switching to SoFi · The SoFi branded card is issued by The Bank of Missouri, not SoFi Bank. It's missing some standard features ...Buying and selling securities is not free. So how do these brokers plan to make money? Online lender Social Finance is rolling out a slew of new features, from commission-free brok...344 votes, 51 comments. true. sofi is a tendie machine. a fair value puts this between 31.58-34.77 depending on how you calculate its comps which is difficult because sofi has a crazy moat and wide variety of service. killer growth and cagr and a real unicorn.If Sofi can continue to grow the member base at high rates, steadily increase cross selling of products, continue to add new products, improve products already in place, all while improving …26 Dec 2023 ... Thanks for visiting our sub! We're happy to answer any general SoFi questions or concerns. For your security, please don't share personal ...

22 Sept 2023 ... Please do not pay a fee to use a bank! The best advice I can give is to use SoFi, or any other savings paying 4.3-5.3% and keep a bigger branch ...There are obvious jobs, sure, but there are also not-so-obvious occupations that pay just as well. When everyone seems to be making more money than you, the inevitable question is ...I’ll wait. Rates having been increasing weekly all over I'd stick it out in discover. Savings (Emergency fund)at Discover, Checking and Savings with Sofi, brokerage accounts with TD Ameritrade and Fidelity and a Roth and Traditional (Rollover)IRA at TD Ameritrade. Have debit cards for both Fidelity and TDA as well…i always have ways to ...A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat...SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ...

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The company reported net income of $48 million, a first since SoFi went public. The leadership team thinks that by 2026, earnings per share will total $0.63 at the midpoint of …You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available.Feb 6, 2024 · Customers who don’t receive direct deposits or deposit $5,000 or more every 30 days earn 1.20% APY on savings balances vs. 2.00% ¹. Both SoFi and Chime are fee-friendly: SoFi doesn’t charge ... - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years.The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 ... Apollo was an award-winning free Reddit app for …

If you have large taxable account and large margin balance then that is going to be the primary cost. On a $200k margin balance a 0.25% difference is $500. On edit: found it. The margin interest rate for debit balances in margin accounts is currently 3.0% as of 6/1/22 until 7/27/22. On 7/28/22 the margin interest rate will increase to 4.5%. 1.There truly are no downsides to using our Vault feature and is up to your discretion whether you use the feature or not. With Vaults, we allow SoFi Checking and Savings members to organize and categorize their funds into separate groupings so if you like to have that capability, then the Vaults feature would be the plus side of banking with SoFi.They're very similar what with their "digital envelopes" feature for partitioning off your money. My friend says Ally's better since it has a dedicated Checking and Savings at .1 and .5 percents respectively vs SoFi's .25% with a $500 deposit monthly. I'm arguing that SoFi's mobile app is very good and has connections to Invest and its 2% ...I started doing my own researching more and more, and wanted to do my own thing, and rolled it over to a different broker. I wasn't happy that Sofi only had ETFs and stocks (no mutual funds etc). It’s okay. I had it set to aggressive and put $25 in every Friday last year to see how it went and it did what it was supposed to do.NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%.Good news—our APY is increasing again! 🎉. SoFi Checking and Savings members can now earn up to 4.60% APY on all savings and Vault balances.*. For members without direct deposit, you’ll keep earning up to 1.20% APY on savings and Vault balances. Nice!Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.Using Savings Account like a Checking Account. Currently, I keep all of my money in my savings account (for the sweet 4.2%) and use overdraft protection to pay for everything out of my checking account (e.g. rent comes out of my checking, but overdraft protection transfer the money from my savings to cover it).r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.

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The company reported net income of $48 million, a first since SoFi went public. The leadership team thinks that by 2026, earnings per share will total $0.63 at the midpoint of …You could deposit your Sofi savings in the BIL ETF through Sofi invest. It's a short term treasury ETF that is basically a money market. If you do the depositing to Sofi invest automatically as 50+ dollars up to 3 times a week, you will get Sofi rewards points (50 basic, 100 plus) as well. Dividend yield is 4.58 for BIL right now.Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service .SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an... The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... Australia's left-arm spinner Sophie Molineux (3/20) started DC's downfall, picking up three wickets in the eighth over. Thereafter, the hosts never really recovered, losing wickets at …If SOFI really also wants to snag people, especially in time of rising rates, they should maximize their auto loan department. Ideally if they can originate these, work with the dealerships financing team, offer EASY pre-approval to make the process as smooth as possible, be very OPEN about rates when applying, no pre-payment penalty, and … Sofi checking pays 2.5% APY. Ally I think .10%. Ally has had a ton of fraud issues with their debit cards the past few months. Sofi seems to process ACH transfers faster. Sofi savings APY is a little higher and usually increases before Ally. I was an Ally customer for over a year until the debit card stuff started and Ally pretty much denied ... r/SoFi Guidelines/Rules:. 1. Respect each other: This subreddit is made up of diverse members with unique stories and backgrounds. Hate speech, racism, abuse, prejudice, profanities and any content deemed as inappropriate will not be tolerated, and will be removed. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636

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Like an extra share per hundred or something. Or like they have fractional shares and this could be a sort of incentive to not only use SoFi money and invest but also a good incentive to purchase SoFi stock itself. Kind of like when I purchase bitcoin I get fractional bitcoin shares. Or if I set up reoccurring crypto buys I also get bonus ...If you get the card prior to year end though, and you're listed as being SoFi Plus, you get 3% back on everything, up to a max of 12 months or $12,000 worth of purchases. General strategy for the SoFi account is to bank out of your savings account, to keep the money there as long as possible to get that 4.5%.SoFi has all the tools you need to safely manage & track your spending across accounts, and they're still developing the tools you may want. I hope that helps. Maybe an actual SoFi dev around here can help you connect your Vault accounts to Mint, though. (If possible.) 2. SoFi Checking and Savings perks are so underrated. I’ve been banking with them since 2019. Things I love: -2 day early paycheck(the own the technology”Galileo”) -No overdraft or minimum balance fees -Vaults and autopilot (awesome feature) -Current APY 2.50%* -Easy and Accesible way to contact customer service. -3% SoFi Credit card for having direct deposit in first year. CIT Bank paying more interest 3.85%. CIT Bank is owned by First Citizens which has been around for like a 100 years. CIT Bank also has CD options for like 4.65% interest for 13 months. If you have Sofi through Samsung your getting paid even less interest than a regular SOFI savings. Individual_Revenue84.SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.Email address was [email protected]. Edit: Two and two come together, just got an email from SoFi that I was involved in a data breach. This could explain why a new account being setup. This email was from a m.sofi.org, so like many have said, this appears within the domain like the account email. Sorry for any confusion or scare! Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... SoFi changed their routing number to Bancorp recently and the transition was annoying. Though SoFi did their best to make sure the transition was as smooth as possible (props to SoFi for enabling the old routing number again for stimulus deposit). Other complaints include: You are limited to 5 external accounts.SoFi. Good news—our APY is increasing again! 🎉. Updates. SoFi Checking and Savings members can now earn 4.30% APY on all savings and Vault balances.*. Members with direct deposit will also keep earning 1.20% APY on their checking account balances. For members without direct deposit, you’ll keep earning the same 1.20% APY on all your cash.4 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ... ….

27 Jan 2024 ... That's the SOFI way sadly. They don't have any real fraud team etc like other real major banks. So any issues that pop up your fault or not they ...However, Shreyanka Patil (4/12), Sophie Molineux (3/20) and Asha Sobhana (2/14) helped RCB bounce back just after the powerplay and removed Delhi batters one-by-one, … Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... RIP your checking APY, cut from 2.5% to 1.2% - they’re hiding this cut with a 25bps raise in savings.. I wish they were a bit more transparent in calling out the checking change. Obviously most people here saw that as a blatant tactic. “Look over here at the shiny new rate!” (Even though 4% now is nothing special).A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat... Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's. Using the funds to consolidate CC debt, will save over $12K in interest alone. r/personalfinance. true. The banking sector is in meltdown mode. It’s the start of a new generation of banks. SoFi is leading that charge – and thriving as it does. We think SOFI stock is a “fortune-making...SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an...RIP your checking APY, cut from 2.5% to 1.2% - they’re hiding this cut with a 25bps raise in savings.. I wish they were a bit more transparent in calling out the checking change. Obviously most people here saw that as a blatant tactic. “Look over here at the shiny new rate!” (Even though 4% now is nothing special).The team recorded vibrations from motion sensors it set up near and inside SoFi Stadium as well as regional seismic network stations and was able to detect 43 of the 45 … Reddit sofi, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]